The Fair Credit Reporting Act (FCRA) is a federal law that was originally passed by Congress in 1970 and amended in 2003 to promote accuracy, fairness, and the privacy of personal information assembled by Credit Reporting Agencies (CRAs).  The FCRA allows a consumer to challenge the information on his credit report on the basis of completeness and accuracy.

Review the Credit Repair Organizations Act to fully understand your rights in working with a Credit Repair company: Federal Trade Commission

In keeping with the regulations governing credit repair, Advanced Credit Repair, LLC gives you the right to a three-day period after signing the contract during which time you may cancel with no obligation.